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Mid-market rates for guidance only. Your bank or card will add its own margin.
Money tips for travelling with kids
- Carry a little local cash for snacks, lockers and playground cafés.
- Pay in the local currency when card machines offer a choice.
- Keep a backup card in a different bag from your main wallet.
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Frequently asked questions
What is the best way to pay abroad?
A no-foreign-fee card or multi-currency card (like Wise or Revolut) usually gives close to the mid-market rate. Always choose to pay in the local currency when a card machine asks.
Should I bring cash to Japan?
Yes, some. Japan is far more card-friendly than it used to be, but small restaurants, shrines and rural spots may be cash only. 7-Eleven ATMs accept most foreign cards.